Can humans detect AI-generated financial documents better than machines? We present GPT4o-Receipt, a benchmark of 1,235 receipt images pairing GPT-4o-generated receipts with authentic ones from established datasets, evaluated by five state-of-the-art multimodal LLMs and a 30-annotator crowdsourced perceptual study. Our findings reveal a striking paradox: humans are better at seeing AI artifacts, yet worse at detecting AI documents. Human annotators exhibit the largest visual discrimination gap of any evaluator, yet their binary detection F1 falls well below Claude Sonnet 4 and below Gemini 2.5 Flash. This paradox resolves once the mechanism is understood: the dominant forensic signals in AI-generated receipts are arithmetic errors -- invisible to visual inspection but systematically verifiable by LLMs. Humans cannot perceive that a subtotal is incorrect; LLMs verify it in milliseconds. Beyond the human--LLM comparison, our five-model evaluation reveals dramatic performance disparities and calibration differences that render simple accuracy metrics insufficient for detector selection. GPT4o-Receipt, the evaluation framework, and all results are released publicly to support future research in AI document forensics.

We present AIForge-Doc, the first dedicated benchmark targeting exclusively diffusion-model-based inpainting in financial and form documents with pixel-level annotation. Existing document forgery datasets rely on traditional digital editing tools (e.g., Adobe Photoshop, GIMP), creating a critical gap: state-of-the-art detectors are blind to the rapidly growing threat of AI-forged document fraud. AIForge-Doc addresses this gap by systematically forging numeric fields in real-world receipt and form images using two AI inpainting APIs -- Gemini 2.5 Flash Image and Ideogram v2 Edit -- yielding 4,061 forged images from four public document datasets (CORD, WildReceipt, SROIE, XFUND) across nine languages, annotated with pixel-precise tampered-region masks in DocTamper-compatible format. We benchmark three representative detectors -- TruFor, DocTamper, and a zero-shot GPT-4o judge -- and find that all existing methods degrade substantially: TruFor achieves AUC=0.751 (zero-shot, out-of-distribution) vs. AUC=0.96 on NIST16; DocTamper achieves AUC=0.563 vs. AUC=0.98 in-distribution, with pixel-level IoU=0.020; GPT-4o achieves only 0.509 -- essentially at chance -- confirming that AI-forged values are indistinguishable to automated detectors and VLMs. These results demonstrate that AIForge-Doc represents a qualitatively new and unsolved challenge for document forensics.